Family Home Guarantee Solutions
The Family Home Guarantee helps eligible single parents and legal guardians purchase a home with as little as 2% deposit. This scheme recognizes the unique challenges faced by single parents and provides additional support to help them achieve homeownership.
Available Government Support
Access all available government grants and schemes to maximize your savings and reduce your deposit requirements
First Home Owner Grant (FHOG)
One-time lump sum payment to help first home buyers enter the property market. Amount varies by state and location.
First Home Buyer Guarantee Scheme (FHBG)
Purchase a home with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI).
Family Home Guarantee
For single parents and legal guardians - purchase with as little as 2% deposit without LMI.
Regional First Home Buyer Guarantee
5% deposit for regional properties. Must have lived in regional area for 12 months.
Stamp Duty Concessions
Reduction or elimination of stamp duty fees for first home buyers. Varies by state and property value.
First Home Super Saver Scheme
Save for your first home inside your superannuation fund with tax benefits and withdraw for purchase.
Need Help with Grant Applications?
Our experts can help you identify and apply for all available grants and schemes to maximize your savings
Get Grant AssistanceWhat We Offer
Comprehensive family home guarantee solutions tailored to your needs with expert guidance and competitive rates
Family Home Guarantee (2% deposit)
Professional guidance and support throughout your loan journey.
Single parent and legal guardian support
Professional guidance and support throughout your loan journey.
Must have dependent children
Professional guidance and support throughout your loan journey.
Access to family-specific grants
Professional guidance and support throughout your loan journey.
Streamlined pre-approval service
Professional guidance and support throughout your loan journey.
Access to 50+ lenders
Professional guidance and support throughout your loan journey.
Zero broker fees
Professional guidance and support throughout your loan journey.
Complete family guidance
Professional guidance and support throughout your loan journey.
Why Choose Our Family Home Guarantee Services?
Experience the difference with our expert guidance and comprehensive support designed to help you achieve your financial goals
Lowest Deposit at 2%
Access the most affordable homeownership option with just 2% deposit through the Family Home Guarantee scheme.
Specialised Family Support
Our team understands the unique challenges faced by single parents and legal guardians in achieving homeownership.
Family-Specific Guidance
We provide tailored advice for family home purchases, considering school zones, family amenities, and long-term needs.
Legal Guardian Inclusion
We help eligible legal guardians including single aunts, uncles, and grandparents access the Family Home Guarantee.
Ready to Experience These Benefits?
Join thousands of satisfied customers who have improved their financial situation with our expert guidance
Book Free ConsultationYour Family Home Guarantee Journey
Simple, transparent steps to get your family home guarantee approved with expert guidance every step of the way
Family Status Verification
Verify your status as a single parent or legal guardian with dependent children under your care.
Initial Family Consultation
Discuss your family's specific needs, budget, and preferred locations for your family home.
Eligibility Assessment
Review all eligibility criteria including income limits, dependent children requirements, and property ownership status.
Borrowing Power Calculation
Calculate your borrowing capacity with the 2% deposit requirement and family-specific loan structures.
Family-Suitable Property Search
Find properties that meet your family's needs including schools, amenities, and long-term growth potential.
Application & Settlement
Submit your Family Home Guarantee application and complete settlement with specialised family support.
Frequently Asked Questions
Common questions about family home guarantee answered by our expert team
What is the Family Home Guarantee?
The Family Home Guarantee helps eligible single parents and legal guardians purchase a home with as little as 2% deposit without paying Lenders Mortgage Insurance (LMI).
Who is eligible for the Family Home Guarantee?
Single parents or legal guardians who are Australian citizens or permanent residents, aged 18 or over, have dependent children, and don't currently own residential property.
What is the minimum deposit required?
With the Family Home Guarantee, you can purchase a home with as little as 2% deposit, making it the most accessible homeownership option for eligible families.
Can legal guardians apply?
Yes, the scheme now includes eligible legal guardians such as single aunts, uncles, or grandparents who have dependent children under their care.
What types of properties can I buy?
You can buy or build a property of any type (new or established) as long as it will be your family's primary residence.
Are there income limits?
Yes, there are income limits that vary by location and family size. We can help you check your eligibility based on your specific circumstances.
Still Have Questions?
Our expert team is here to help answer any questions you may have about family home guarantee



